Benefits of Refinancing a Home Loan

Like most homeowners, you've probably heard compelling reasons for refinancing your home loan: Keep your payments stable with a fixed-rate loan, Lower your interest rate Get cash out from your home's equity Consolidate debt But how do you know if it's the right time for you to refinance?

ELS has a mortgage refinance calculator, the Mortgage CheckUp, to help you compare your mortgage home loan to current loan options and interest rates, and decide if refinancing is the smart move. Once you're ready to refinance, we can connect you with lenders providing a wide range of home loans including cash-out refinancing. Our lenders compete for your loan by offering mortgage loans with competitive refinance rates that can save you money.

Full Application

Click Apply Now to start your loan application. As you complete the application, please use your best estimate if documentation is not available. At the end of completing your on-line loan application, please do not forget to click the "Submit Application" button.